Homeowners Insurance

Your home is one of your most valuable assets, and homeowners insurance from Ashford Group & Associates, Inc. ensures it’s well protected. Our policies cover everything from structural damage to personal property loss, offering comprehensive protection against a variety of risks. We help you understand the coverage you need to keep your home and belongings safe, giving you the security to enjoy your home without worry.

Liability Coverage


Liability coverage protects you financially if someone is injured or their property is damaged while on your property, and you’re found legally responsible. This coverage is important because it helps cover legal fees and medical expenses, preventing significant out-of-pocket costs and potential financial ruin.

Loss of Use/Additional Living Expenses (ALE)


Loss of Use/Additional Living Expenses (ALE) coverage pays for your living expenses if your home becomes uninhabitable due to a covered event, covering costs like hotel stays, meals, and other related expenses. This is vital because it ensures you can maintain your standard of living while your home is being repaired or rebuilt.

Dwelling Coverage


Dwelling coverage protects the structure of your home, including the walls, roof, and foundation, against risks like fire, storms, and other covered perils. It’s crucial because it ensures you can repair or rebuild your home if it’s damaged, maintaining your living standards and property value.

Flood Insurance


Flood insurance provides coverage for damage specifically caused by flooding, which is typically not covered under standard homeowners insurance policies. It’s important because floods can cause extensive damage, and having this coverage ensures you can recover and rebuild without facing overwhelming financial burdens.

Contact Us Today for a Personalized Homeowners Insurance Quote


Trust Ashford to tailor a homeowners insurance policy that addresses your unique requirements and provides you with the ultimate peace of mind.

Call us today - (813) 530-8180

Feel at Home

Partnering with you to provide the coverage you need.

Call us today; we're excited to get to know you!

(813) 530-8180
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